Partner Terms

Last updated: 27 October 2026

These terms apply to CMFASPrep partners: members we have approved to share their own link for a commission. They sit alongside our Terms of Service. Plain English, no small print.

1. Say it's a paid partnership

Whenever you share your link, make it clear that you earn a commission, for example "I'm a CMFASPrep partner and earn a commission if you buy through my link." The ready-to-send message on your Refer & Earn page already says this.

2. What you must not say or share

No promises that anyone will pass, and no pass rates or success figures.
Don't say CMFASPrep is official, approved or endorsed by MAS, SCI, IBF or any exam body. It isn't; it's an independent practice site.
Never share real or recalled exam questions, from CMFASPrep's paid content or from any exam you or others have sat.

3. No spam

Share with people who would want to hear from you: your team, your study group, your students, your followers. No bulk unsolicited messages or emails, and no posting your link where a group's rules don't allow it. In Singapore, don't cold call or send SMS or other text messages to people who haven't agreed to hear from you; the Do Not Call rules under the PDPA apply to you, not just to us.

4. Commission and the 14-day hold

You earn a percentage of each payment made by people who sign up or buy through your link. The standard rate is 25%; your own rate is shown on your Refer & Earn page. Commission is pending for 14 days after each payment and then becomes available. If a payment is refunded or disputed while its commission is pending or available, that commission is reversed.

Self-referrals don't count: there is no commission on your own purchases or on any account you control.

5. Payouts

Once you have S$20 or more available, you can request a payout by PayNow, PayPal or bank transfer. We pay requests by hand once a month. You are responsible for any tax on what you earn.

6. Ending the partnership

Either of us can end the partnership at any time, for any reason. If we end it because these terms were broken (for example spam, false claims or sharing exam questions), any unpaid commission is cancelled. Otherwise, commission that is available when it ends is paid in the next monthly run if it is S$20 or more.

7. Changes

We may update these terms. If a change affects your commission, we'll tell you by email before it applies. Questions: email support@cmfasprep.sg.

Questions? See our Terms, Privacy Policy and Refund Policy.