The CPFIS stock and gold percentage limits are calculated as a percentage of which figure?
The 35% stock limit and 10% gold limit are computed on the member's investible savings: the OA balance plus the CPF already withdrawn for investment and education. The S$20,000 set-aside is not deducted from this figure; it separately caps how much can be withdrawn to invest.
Using the raw OA balance rather than investible savings is a common miscalculation.
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