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Financial advisory
RES5Financial Advisory Services✓Which of the following injuries is MOST likely to fall outside WICA compensation?
WICA 2019 s 7(2) lists the injuries an employer need not compensate: deliberate self-injury or deliberate aggravation of an accidental injury; injury directly attributable to the employee being under the influence of alcohol or a drug (including a prescription-only medicine not prescribed for the employee); and injury suffered in a fight, unless the employee did not assault anyone (or acted in private defence) or was breaking up the fight or safeguarding life or property. There is no exclusion for 'serious and wilful misconduct'. Ordinary work accidents are covered without proof of fault, as are prescribed occupational diseases.
Treating a genuine workplace accident as excluded, when the statutory exclusions are deliberate self-injury, intoxication and fighting.
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