CMFAS CGI Commercial Liability Insurance question: Liability arising from motor vehicles

CMFAS CGICommercial Liability Insurance

Liability arising from motor vehicles, aircraft and watercraft is excluded from a general liability policy for what reason?

A Because liability from vehicles, aircraft and vessels cannot be insured anywhere
B Because injured passengers and road users must rely on their own insurance
C Because these exposures are insured under their own separate policies
D Because they only ever involve damage to the insured's own vehicles and craft

Show the answer and explanation

Answer: C. Because these exposures are insured under their own separate policies

Liability from motor vehicles, aircraft and watercraft is excluded because these exposures are insured under their own dedicated policies, keeping the liability cover to genuine third-party business liability.

Common mistake

Concluding the risk is uninsurable, when it is simply placed on the correct specialist policy.

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CMFAS CGI Commercial Liability Insurance question: Liability arising from motor vehicles

Answer: C. Because these exposures are insured under their own separate policies

Common mistake

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CMFAS CGI Commercial Liability Insurance question: Liability arising from motor vehicles

Answer: C. Because these exposures are insured under their own separate policies

Common mistake

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