CMFAS BCP Insurance Documents question: wording of an endorsement conflicts with the printed body of the policy

CMFAS BCPInsurance Documents

Where the wording of an endorsement conflicts with the printed body of the policy, which generally prevails?

A The printed body, because it is the original and complete contract
B Neither — a conflict between them makes the policy void
C Whichever is more favourable to the insurer, as the drafter
D The endorsement, as the later and more specific agreement

Show the answer and explanation

Answer: D. The endorsement, as the later and more specific agreement

An endorsement represents the parties' later and more specific agreement, so where it conflicts with the standard printed wording, the endorsement usually prevails. The conflict does not void the policy.

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CMFAS BCP Insurance Documents question: wording of an endorsement conflicts with the printed body of the policy

Answer: D. The endorsement, as the later and more specific agreement

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CMFAS BCP Insurance Documents question: wording of an endorsement conflicts with the printed body of the policy

Answer: D. The endorsement, as the later and more specific agreement

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