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CMFASPrepStudyingRES5
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Financial advisory
RES5Financial Advisory Services✓Which of the following statements about anti-selection and moral hazard in Health Insurance is FALSE?
It is LOW participation in a voluntary group plan that increases anti-selection, because a higher-than-normal proportion of members with health issues enrol. High participation brings a good mix of healthy lives and reduces anti-selection, so statement D is false.
High participation dilutes poor risks and lowers anti-selection; the danger is low participation.
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