CMFAS HI Medical Expense & Group H&S Insurance question: employment ends to continue enjoying hospitalisation cover for up

CMFAS HIMedical Expense & Group H&S Insurance

Under the Transferable Medical Insurance Scheme (TMIS), the 'continuation of coverage' feature allows an employee whose employment ends to continue enjoying hospitalisation cover for up to:

A 3 months from the termination date (not exceeding the prescribed statutory age)
B 6 months from the termination date (not exceeding the prescribed statutory age)
C 12 months from the termination date (not exceeding the prescribed statutory age)
D 24 months from the termination date (not exceeding the prescribed statutory age)

Show the answer and explanation

Answer: C. 12 months from the termination date (not exceeding the prescribed statutory age)

TMIS is an enhanced GHS with two features — continuation of coverage and transferability of benefits. The continuation benefit lets an employee whose employment ends continue hospitalisation cover from the termination date for up to 12 months (not exceeding the prescribed statutory age).

Common mistake

The continuation window is 12 months, not 3 or 6; claims for continuation are paid from the previous employer's TMIS plan.

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Original study material mapped to the public CMFAS HI syllabus. Unofficial, not endorsed by MAS or SCI. Verify figures and rules against current guidance before relying on them.