CMFAS HI Critical Illness, Other Products & Managed Care question: Whole Life policy with an Additional Benefit CI rider carrying a 7-day survival period

A woman holds a Whole Life policy with an Additional Benefit CI rider carrying a 7-day survival period. She is diagnosed with a covered critical illness but dies 3 days later. How is the claim treated?

• A Both the CI rider sum and the basic sum assured are payable in full, as the diagnosis came first
• B Only the CI rider sum is payable, as the CI diagnosis ends the basic policy's death cover
• C The CI rider is not payable (survival period not met), but the basic death benefit is still paid
• D Nothing is payable, because death within the survival period voids the whole policy