CMFAS HI Critical Illness, Other Products & Managed Care question: the standardised 'Heart Attack of Specified Severity' definition

CMFAS HICritical Illness, Other Products & Managed Care

Which statement about the standardised 'Heart Attack of Specified Severity' definition is correct?

A A history of typical chest pain alone is sufficient to establish the claim
B The diagnosis must be evidenced by at least three specified criteria, and angina is expressly excluded
C A rise in cardiac biomarkers following a coronary angioplasty automatically qualifies
D Any heart attack, including one of indeterminate age, qualifies

Show the answer and explanation

Answer: B. The diagnosis must be evidenced by at least three specified criteria, and angina is expressly excluded

Heart Attack of Specified Severity requires death of heart muscle due to ischaemia evidenced by at least three of the listed criteria (typical chest pain, new ECG changes, elevated cardiac biomarkers, and imaging evidence). Angina, heart attack of indeterminate age, and biomarker rises following an intra-arterial cardiac procedure are excluded.

Common mistake

No single sign (chest pain, or a post-angioplasty biomarker rise) satisfies the definition — at least three criteria are needed, and angina/indeterminate-age events are excluded.

Practise more HI Critical Illness, Other Products & Managed Care questions

Exam-style questions with worked answers, then full timed mocks. Free to start.

Start practising →

Study note: Critical Illness, Other Products & Managed Care CMFAS HIpractice questions & mock exams

Related CMFAS HI questions

A CI policy lapsed and was reinstated on 1 June. The policy carries a 90-day waiting period. On 1 July the insured is diagnosed with a covered critical illness. Is the claim payable?A woman holds a Whole Life policy with an Additional Benefit CI rider carrying a 7-day survival period. She is diagnosed with a covered critical illness but dies 3 days later. How is the claim treated?A Hospital Cash policy pays a fixed S$150 per day, capped at 180 days per hospitalisation and 1,000 days per lifetime. In a single hospitalisation the insured (who has made no prior claim) stays 200 days. How much is paid for this confinement?

Build a daily practice habit — a few exam-style questions a day, with worked answers. Free to start.

Start practising →

Original study material mapped to the public CMFAS HI syllabus. Unofficial, not endorsed by MAS or SCI. Verify figures and rules against current guidance before relying on them.