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CMFASPrepStudyingRES5
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Financial advisory
RES5Financial Advisory Services✓Under product-governance expectations, the product MANUFACTURER is primarily responsible for:
The manufacturer designs the product and specifies its intended target market and risks; the distributor must then sell it consistently with that target market and assess individual suitability - complementary responsibilities.
The manufacturer defines the target market; the distributor applies it to actual clients - do not conflate the two roles.
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